Privacy Policy

Last updated: 10 November 2025

This Privacy Policy (“Policy”) describes how Click Cash, a digital payments and services platform operated by Sevenseas Skynet India Private Limited (“Click Cash”, “we”, “our”, “us”), collects, uses, stores, shares, and protects your personal information when you access or use our website, mobile applications, APIs, or related services (collectively, the “Platform”).

By accessing or using Click Cash, you agree to this Privacy Policy and our Terms of Service. If you do not agree, please do not use our Platform.

1. Legal Framework

This Policy is published in accordance with applicable Indian laws including:

Information Technology Act, 2000
Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011
Aadhaar Act, 2016 and related UIDAI regulations (where applicable)
NPCI and RBI guidelines applicable to BBPS, AEPS, and wallet services

2. Information We Collect

2.1 Personal Information

Name, mobile number, email address
Date of birth and residential address
Government-issued identity documents (Aadhaar, PAN, Voter ID, Driving Licence)
Selfie photograph or video for KYC verification

2.2 Financial Information

Wallet balance and transaction history
Recharge, BBPS, and service transaction details
Masked bank account or card details (processed via payment gateways)
UPI or payment reference IDs

2.3 Device & Technical Information

IP address and approximate location
Device type, browser, operating system
Cookies and session identifiers

3. Purpose of Data Usage

We use your information for the following purposes:

User registration and account management
KYC verification and regulatory compliance
Wallet services and payment processing
Mobile recharge and BBPS bill payment services
Fraud prevention, risk assessment, and security monitoring
Customer support and grievance handling
Legal, audit, and regulatory reporting

4. Wallet & Payment Gateway Processing

Wallet top-ups and payment transactions on Click Cash are processed through RBI-compliant payment gateways including but not limited to:

SabPaisa
AgreePay

Click Cash does not store full card numbers, CVV, or UPI credentials. All sensitive payment data is handled directly by authorized payment gateway providers.

5. KYC & Regulatory Compliance

KYC verification is mandatory for certain services including wallet usage, transfers, and regulated transactions. Your KYC data may be shared with:

Authorized KYC service providers
Government or regulatory authorities when required by law
NPCI, banks, or BBPS entities for transaction validation

6. Data Sharing & Disclosure

We may share your information strictly on a need-to-know basis with:

Payment gateways and banking partners
BBPS, recharge, and utility service providers
Fraud detection and compliance partners
Law enforcement or government authorities when legally required

We do not sell or rent your personal information to third parties.

7. Data Storage & Retention

Your data is stored on secure servers located in India. We retain personal information only as long as required to:

Provide services
Comply with legal and regulatory obligations
Resolve disputes or prevent fraud

8. Security Practices

We implement industry-standard security measures including:

SSL encryption
Restricted access controls
Firewall-protected infrastructure
Regular security audits

Users are responsible for maintaining the confidentiality of their login credentials and OTPs.

9. Cookies

Click Cash uses cookies to improve user experience, session security, and analytics. You may disable cookies via browser settings, but some features may not function properly.

10. User Rights

You have the right to:

Access or correct your personal information
Withdraw consent where legally permitted
Request account or data deletion (subject to legal retention)

Requests can be made by contacting us at: support@clickcashindia.in

11. Children’s Privacy

Click Cash services are available only to users aged 18 years or older. We do not knowingly collect data from minors.

12. Policy Updates

We may update this Privacy Policy from time to time. Continued use of the Platform constitutes acceptance of the updated Policy.

13. Contact Us

Sevenseas Skynet India Private Limited
105A, Satyam Industrial Estate,
Govandi East, Mumbai – 400088,
Maharashtra, India.

Email: support@clickcashindia.in
Phone: +91 7738681123