Privacy Policy
Last updated: 10 November 2025
This Privacy Policy (“Policy”) describes how Click Cash,
a digital payments and services platform operated by
Sevenseas Skynet India Private Limited
(“Click Cash”, “we”, “our”, “us”), collects, uses, stores, shares, and protects
your personal information when you access or use our website, mobile
applications, APIs, or related services (collectively, the “Platform”).
By accessing or using Click Cash, you agree to this Privacy Policy and our
Terms of Service. If you do not agree, please do not use our Platform.
1. Legal Framework
This Policy is published in accordance with applicable Indian laws including:
- Information Technology Act, 2000
-
Information Technology (Reasonable Security Practices and Procedures and
Sensitive Personal Data or Information) Rules, 2011
- Aadhaar Act, 2016 and related UIDAI regulations (where applicable)
- NPCI and RBI guidelines applicable to BBPS, AEPS, and wallet services
2. Information We Collect
2.1 Personal Information
- Name, mobile number, email address
- Date of birth and residential address
- Government-issued identity documents (Aadhaar, PAN, Voter ID, Driving Licence)
- Selfie photograph or video for KYC verification
2.2 Financial Information
- Wallet balance and transaction history
- Recharge, BBPS, and service transaction details
- Masked bank account or card details (processed via payment gateways)
- UPI or payment reference IDs
2.3 Device & Technical Information
- IP address and approximate location
- Device type, browser, operating system
- Cookies and session identifiers
3. Purpose of Data Usage
We use your information for the following purposes:
- User registration and account management
- KYC verification and regulatory compliance
- Wallet services and payment processing
- Mobile recharge and BBPS bill payment services
- Fraud prevention, risk assessment, and security monitoring
- Customer support and grievance handling
- Legal, audit, and regulatory reporting
4. Wallet & Payment Gateway Processing
Wallet top-ups and payment transactions on Click Cash are processed through
RBI-compliant payment gateways including but not limited to:
Click Cash does not store full card numbers, CVV, or UPI credentials.
All sensitive payment data is handled directly by authorized payment
gateway providers.
5. KYC & Regulatory Compliance
KYC verification is mandatory for certain services including wallet usage,
transfers, and regulated transactions. Your KYC data may be shared with:
- Authorized KYC service providers
- Government or regulatory authorities when required by law
- NPCI, banks, or BBPS entities for transaction validation
6. Data Sharing & Disclosure
We may share your information strictly on a need-to-know basis with:
- Payment gateways and banking partners
- BBPS, recharge, and utility service providers
- Fraud detection and compliance partners
- Law enforcement or government authorities when legally required
We do not sell or rent your personal information to third parties.
7. Data Storage & Retention
Your data is stored on secure servers located in India. We retain personal
information only as long as required to:
- Provide services
- Comply with legal and regulatory obligations
- Resolve disputes or prevent fraud
8. Security Practices
We implement industry-standard security measures including:
- SSL encryption
- Restricted access controls
- Firewall-protected infrastructure
- Regular security audits
Users are responsible for maintaining the confidentiality of their login
credentials and OTPs.
9. Cookies
Click Cash uses cookies to improve user experience, session security, and
analytics. You may disable cookies via browser settings, but some features
may not function properly.
10. User Rights
You have the right to:
- Access or correct your personal information
- Withdraw consent where legally permitted
- Request account or data deletion (subject to legal retention)
Requests can be made by contacting us at:
support@clickcashindia.in
11. Children’s Privacy
Click Cash services are available only to users aged 18 years or older.
We do not knowingly collect data from minors.
12. Policy Updates
We may update this Privacy Policy from time to time. Continued use of the
Platform constitutes acceptance of the updated Policy.
13. Contact Us
Sevenseas Skynet India Private Limited
Email: support@clickcashindia.in
India